Our aim is to make a Mercedes-Benz and smart more affordable than you ever dreamt possible. If you are a private motorist or if you are opting out of a company car scheme, we have a number of car finance options with low monthly payments. If you want to own the car at the end of the agreement, or simply hand it back, or if you want to keep your options open, everything is possible.

We have outlined some of our personal car finance options below, to show how the schemes work and how they differ from ‘traditional’ car loans, where you pay for the car and the finance costs in equal monthly payments, until the loan is settled and you own the car.

As car finance specialists we have a wealth of experience to help you find the right car finance method. We don’t employ sales people, just a team of friendly customer service staff who will be happy to talk you through all your options.

Call 0844 375 3263 and find out just how affordable a Mercedes-Benz or smart could be.

Browse our best Mercedes-Benz and smart contract hire and car finance deals here.

 

Car finance options for our private customers

Personal contract hire (PCH)
Personal contract hire is a car leasing option popular with opt-out company car drivers and private motorists. Personal contract hire offers fixed price motoring without any uncertainty. Road fund licence is included for the first 12 months of the contract. Service and maintenance can be included.  All you need to do is insure the car and put petrol in it. Simply hand the car back at the end of the contract with nothing to pay*.

More about personal contract hire (PCH).

Browse our best Mercedes-Benz and smart contract hire and car finance deals here.

 

Personal contract purchase (PCP)
Personal contract purchase is a popular method of car finance that offers fixed rate monthly payments with an option to purchase the car at the end of the contract for a guaranteed price.

More about personal contract purchase (PCP).

Browse our best Mercedes-Benz and smart contract hire and car finance deals here.

 

Friendly expert car finance advice
For more information and advice regarding car finance options that will be most suitable for your personal requirements call 0844 375 3263 and speak to one of our Mercedes and smart car finance experts.

 

*Subject to mileage and condition of car.

 

Pictures are for illustration purposes only. Shot on location at Exeter Golf and Country Club and the River Exe in Devon.

Business contract hire pricing is exclusive of VAT @ 17.5% and all contracts have an initial advance payment (usually equal to 3 months rental) plus a period of monthly rentals. (Typically 24 or 36 months)

Private contract hire pricing is inclusive of VAT @17.5% and all contracts have an initial advance payment (usually equal to 3 months rental) plus a period of monthly rentals. (Typically 24 or 36 months)

Alternative terms, contracts and mileage limitations are available upon request.

All finance arrangements are subject to status and a £180.00 documentation fee from Mercedes-Benz finance. A guarantee may be required.

Free delivery is available by driver to a mainland UK address. Delivery is also available by transporter - a quotation is available on request.

Official government fuel consumption figures (mpg/litres per 100km) for the Mercedes-Benz range: Urban 45.6-12.1/6.2-23.4. Extra urban 65.7-27.2/4.3-10.4. Combined 57.6-18.7/4.9-15.1. Co2 emissions 128-362 g/km